Even if you've taken advantage of every single Cyber Weekend discount at your disposal, holiday spending can still end up getting more expensive than you're comfortable with.
Luckily, there are a few hacks you can use to manage your spike in spending. One of them is taking advantage of monthly payments, a surprisingly easy option provided by Affirm on a host of your favorite retailers' sites, including Moda Operandi, Rag & Bone, and The RealReal — plus virtually everywhere you love to shop via the Affirm app. If you're unfamiliar with Affirm, this is how it works: You can pay for your items via flexible monthly installments, with some APRs as low as 0%.
To make your gift-buying even easier, we've rounded up our favorite fashion gifts from Moda Operandi, all of which you can buy now and pay for over time, from a scarf they'll want to wear all season to an Insta-famous bag.
Disclosure: Rates are between 10–30% APR, and a down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Affirm loans are made by Cross River Bank, Member FDIC.